Commercial Package Policy

All-in-one coverage for your business.

Bundle essential protection into one flexible policy—built to fit how you operate.


Commercial Package Policy is one of the most important ways to protect your property, assets, or business. At The Lapeer Agency, we help clients across Michigan find insurance options that work for their needs and budgets. With nearly a century of experience and access to multiple carriers, we deliver solutions that are tailored—not templated. Whether you’re exploring new policies or reviewing existing coverage, we make the process easy and informed. We take time to explain the details, answer your questions, and recommend options that offer lasting peace of mind. Our local agents are here to help you make confident, well-supported decisions every step of the way. Let’s get you covered the right way.

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What This Insurance Can Cover

A Commercial Package Policy combines multiple types of business coverage into one. Here are the key protections most CPPs include:

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Property Insurance

Covers buildings, equipment, and inventory from fire, theft, vandalism, and more.

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General Liability

Protects your business from third-party injury or property damage claims.

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Business Interruption

Reimburses lost income if you can’t operate due to a covered disaster.

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Equipment Breakdown

Covers repair or replacement of essential machinery that suddenly fails.

Frequently Asked Questions

Here are a few of the most Common Commercial Package policy questions we hear from Michigan clients.

  • What’s included in a commercial package policy?

    It typically combines property insurance, general liability, and other coverages into one customizable package.

  • Can I tailor a CPP to my business?

    Absolutely. We’ll help you choose the coverages that match your operations, industry, and risk profile.

  • Is a CPP more cost-effective?

    Usually yes—it can offer discounts and simplify your billing by bundling multiple policies.

  • What businesses benefit from CPPs?

    Retailers, offices, manufacturers, and more. If you have property and liability needs, it’s a great fit.