Business Insurance
Smart coverage for Michigan businesses.
Running a business is complex—your insurance shouldn’t be. Whether you’re launching a new venture or reviewing existing coverage, The Lapeer Agency helps you stay protected from the risks that come with growth, change, and day-to-day operations.

We work with business owners across Michigan to craft policies that are practical, cost-effective, and built for real-life risks.
Commercial Package Policy
Bundles essential coverage like property, general liability, and business interruption into one flexible policy.
Commercial General Liability
Protects your business if someone is injured on your premises or if you’re found liable for property damage.
Business Auto Insurance
Covers company-owned vehicles, delivery trucks, or fleets used in daily operations—plus optional coverage for employees using personal vehicles.
Workers' Compensation
Required in Michigan if you have employees—this helps pay medical expenses and lost wages after a workplace injury.
Bonds
Ensure your business meets contractual or licensing obligations with surety, license, performance, and fidelity bonds.
Commercial Umbrella
Extra liability protection for your business—when your base coverage just isn’t enough.
Can't Find
What You Need?
Reach out to our team, and we’ll help you explore all your options.
Need specialty coverage? We can help with that too.
We offer additional business insurance options for more complex risks.
- Cyber Liability
- Commercial Property
- Farm Insurance
- Business Interruption
- Directors & Officers (D&O)